First, talk to us. Together we can discuss how much you can afford to borrow and what type of mortgage would suit your needs. We can also give you good advice on the whole process.

We can give you a choice of sixteen lenders and can compare how much you can borrow with each, based on the income details you give us. This will tell you how much you can borrow so you can shop around without the stress that’s usually involved in doing so.

•    Before you go looking, decide what type of home you would like. To find that home, register with estate agents, hunt the property pages and surf the net.

•    When you find your ideal home you may want to make an offer subject to contract or put down a booking deposit. In most cases, this means that either you or the seller can change your mind without losing money. Always check that this is the case before paying a booking deposit.

•    You will need to find a solicitor to act for you. We suggest you get a quote from a number of solicitors, as prices can vary widely. We can advise and suggest solicitors based in your local area.

•    Our Mortgage Loans advisor can help you to complete a Home Loan application form and answer any questions you may have.

•    We will instruct one of the bank appointed valuers to inspect the house. You will receive a copy of this report. This is done to ensure the houses worth the value of the mortgage.

•    When your application is approved, we will send you a loan offer letter. Your solicitor will also receive a copy and will explain each of the terms and conditions of the loan to you.

•    We will work with you and your solicitor to make sure the conditions of the loan are met.

•    You will now be ready to pay the rest of your deposit (usually 10%) and sign and exchange contracts. Your solicitor will guide you through this part of the process.

•    You will need to arrange house insurance and life assurance. We can take the hassle away and arrange it for you or you can do this yourself.

•    We will give the mortgage cheque to your solicitor who will then complete the purchase of the house.

•    Get the keys and start enjoying your new home.

Remember, we are always there to answer your queries or work with you as your needs change. If you want to find out more there are three ways to contact us:

1.    You can call us to on 01 4790579

2.    You can leave us your number and we will call you back at a time that is convenient to you. Just fill out the form on the right hand side of the page.

3.    Apply online now. If you apply online we will have enough information to assess your case and advise you how much you can borrow, what rate you qualify for and what your monthly repayments will be.

4.    The fastest way for us to get the quotes back to you is for you is to fill out the online application. This form is really simple to fill out and will only take a few minutes. We really look forward to talking to you.